Bank credit after a divorce in Poland

When a marriage in Poland dissolves by a divorce a legal division of assets occurs, but bank credit is a matter that remains unsettled. The court in Poland may establish who will take over the apartment, the car, the household equipment, but the court has no power over bank credit. This is because the credit agreement with the bank is signed by two people, regardless of whether they are married, whether they are a family or a completely unrelated people. What matters for the bank is only the fact how much they need to pay. So even if divorced couple decides which one is going to pay for credit in case of a default the bank is entitled to turn to the other spouse.

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