Mortgage in Poland

Mortgage in Poland is a limited property right on immovable property (real estate) and on selected rights (proprietary cooperative rights to premises, mortgage secured receivable), securing debts resulting from a determined legal relationship where the creditor can claim property, with a priority over personal creditors of the real estate owner. This means that the disposal of real estate by the debtor does not violate the rights of the mortgagee - he may claim property from anyone who will become the owner of the property.

The mortgagee in Poland is a mortgage creditor, while the owner of the mortgaged property is referred to as the mortgage debtor.

A mortgage secures one or more claims arising or likely to arise from a particular legal relationship. Exceptionally, it can secure receivables resulting from more than one relationship when it serves to secure one venture's financing by several creditors.

Polish lawyers provide comprehensive legal services in real estate cases for developers, investors, insurers, landlords and property funds. Polish attorneys are committed to helping you across a broad range of legal services in Poland.

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